The EOS business model

EOS is a true professional with head and heart where your receivables are concerned.

At EOS, everything revolves around receivables management. Our goal is to meet the varied needs of our clients with the most modern and effective services.

Three business fields are at our core. With a fiduciary collection, we process your unsecured and secured receivables in your name. With debt purchase, we become owners of the receivables. In the third, you can choose complete business process outsourcing, in which you give up the receivables management in order to streamline your processes and focus on your core business. Whatever you decide, we offer premium services in almost all industries in the B2C or in the B2B area.

We have mastered our business nationally and across borders and have been serving clients for more than four decades and operate today in 28 countries.

EOS returns liquidity to the economic cycle

Healthy cash flow is the foundation of business success. EOS helps clients around the world to safeguard their liquidity.

The target of every company is solid growth. A good product leads to a high number of orders, the company grows, more jobs are created, more money is earned and more consumption stimulated. The demand for products increases, more is produced and offered. An ideal cycle.

But what happens when liquidity dries up as a result of bad debts and there is no money for production? That’s where EOS comes in. As a global group of companies with more than 40 years of experience in collaborative receivables management, we support around 20,000 clients to maintain the flow of money into their companies.

EOS subsidiaries worldwide


  • EOS Canada (Canada)
  • EOS Healthcare (USA)
  • U.S. Asset Management, Inc. (USA)


  • Contentia France (France)
  • Contentia SA/NV (Belgium)
  • EOS Aremas Belgium SA/NV (Belgium)
  • EOS Cari Recoveries, S.L. (Spain)
  • EOS Credirec S.A.S. (France)
  • EOS Credit Funding Designated Activity Company (Ireland)
  • EOS Danmark A/S (Denmark)
  • EOS Nederland B.V. (Netherlands)
  • EOS ÖID Inkasso-Dienst Ges. m. b. H. (Austria)
  • EOS Schweiz AG (Switzerland)
  • EOS Solutions UK Plc (United Kingdom)
  • EOS Spain, S.L. (Spain)
  • Zahnärztekasse AG (Switzerland)


  • EOS Deutscher Inkasso-Dienst GmbH
  • EOS Deutschland GmbH
  • EOS Field Services GmbH
  • EOS Holding GmbH
  • EOS Health Honorar­management AG
  • EOS Health IT-Concept GmbH
  • EOS Immobilienworkout GmbH
  • EOS Investment GmbH
  • EOS IT Services GmbH
  • EOS KSI Inkasso Deutschland GmbH
  • EOS SAF Forderungs­management GmbH
  • EOS Serviceline GmbH
  • P+L Services GmbH
  • Schober Direct Media GmbH + Co. KG
  • WCF Finetrading GmbH
  • NR Immobilien Service GmbH


  • EOS 1 Fundusz Inwestycyjny Zamknięty
  • Niestandaryzowany Fundusz Sekurytyzacyjny (Poland)
  • EOS & M. Witoń Kancelaria Prawna spółka komandytowa (Poland)
  • EOS Faktor Magyarország Zrt. (Hungary)
  • EOS Finance IFN S.A. (Romania)
  • EOS Investment CEE GmbH (Russia)
  • EOS Investment Ceská republica s.r.o. (Czech Republic)
  • EOS Investment Poland GmbH (Poland)
  • EOS Investment RO GmbH (Romania)
  • EOS KSI Česká republika s.r.o. (Czech Republic)
  • EOS KSI Magyarország Inkasszó Kft. (Hungary)
  • EOS KSI Polska Spółka z o.o. (Poland)
  • EOS KSI România S.R.L. (Romania)
  • EOS KSI Slovensko, s.r.o. (Slovakia)
  • EOS KSI Upravljanje terjatev d.o.o. (Slovenia)
  • EOS Matrix d.o.o. (Bosnia and Herzegovina)
  • EOS Matrix DOOEEL L.L.C. (Kosovo)
  • EOS Matrix d.o.o. (Croatia)
  • EOS Matrix DOOEL (FYR Macedonia)
  • EOS Matrix d.o.o. (Serbia)
  • EOS Matrix EOOD (Bulgaria)
  • EOS Matrix S.A. (Greece)
  • EOS Montenegro DOO (Montenegro)
  • EOS NEXT Services SRL (Romania)
  • EOS Securitisation GmbH (Greece)
  • EOS SERVICES EOOD (Bulgaria)
  • EOS Slovensko Investment LC, s.r.o. (Slovakia)
  • LLC EOS (Russia)
  • VPF I Niestandaryzowany Sekurytyzacyjny Fundusz Inwestycyjny Zamkniety (Poland)


  • EOS Hong Kong Ltd. (China)